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Retirement Planning

backdoor roth ira

How to Set Up a Backdoor Roth IRA in 2026

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Here’s something that catches most people off guard. If you’re a single filer earning just $168,001 in 2026, you’re completely locked out. You can’t make direct contributions to a Roth IRA. That threshold jumps to $252,001 for married couples filing jointly. I’ve spent years navigating these income limits myself. I know how frustrating it feels when you’re trying to build tax-free retirement wealth. The rules seem to work against you. You’re earning good money. But suddenly the best retirement accounts… Read More »How to Set Up a Backdoor Roth IRA in 2026

iul insurance

IUL Insurance: Flexible Protection for Your Future

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Lincoln Financial serves 17 million customers for insurance needs1. This shows the growing popularity of Indexed Universal Life (IUL) insurance. IUL policies offer a unique mix of protection and potential growth for long-term savings. IUL insurance blends life insurance with cash value growth linked to market indexes. You can adjust your coverage as your needs change. This flexibility lets you potentially benefit from market gains while staying protected. With IUL, you can secure your financial future and enjoy tax advantages.… Read More »IUL Insurance: Flexible Protection for Your Future