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Indexed Universal Life Insurance

index universal life insurance

Index Universal Life Insurance Gains Market Traction

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Here’s something that caught me off guard: policy sales for market-linked permanent coverage jumped 28% between 2023 and 2025. These products outpaced traditional whole life for the first time in two decades. That’s not just a blip on the radar. This represents a fundamental shift in how Americans approach long-term financial planning. I’ve spent eighteen months talking with advisors, policyholders, and actuaries about this trend. What I’m seeing isn’t your typical product cycle. The index universal life insurance market is… Read More »Index Universal Life Insurance Gains Market Traction

iul insurance

IUL Insurance: Flexible Protection for Your Future

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Lincoln Financial serves 17 million customers for insurance needs1. This shows the growing popularity of Indexed Universal Life (IUL) insurance. IUL policies offer a unique mix of protection and potential growth for long-term savings. IUL insurance blends life insurance with cash value growth linked to market indexes. You can adjust your coverage as your needs change. This flexibility lets you potentially benefit from market gains while staying protected. With IUL, you can secure your financial future and enjoy tax advantages.… Read More »IUL Insurance: Flexible Protection for Your Future